Predictable infrastructure costs for underwriting teams.
No hidden transaction cuts. Pay only for the active merchants you monitor and audit.
Evaluation
Get Sandbox Key
Developer Sandbox
For fintech developers testing conversational data pipelines.
₹0
Free forever sandbox environment
- 100 API queries / month
- Standard NLU transcription (Hinglish)
- Reconstructed trial ledgers
- No multi-modal verification
- No continuous portfolio alerts
Popular
Commercial
Select Growth Plan
Growth Underwriting
For regional lenders, distributors, and supply-chain platforms.
₹15,000 / mo
Includes up to 2,000 active merchants
- All regional dialects (Hinglish/Tamil/Telugu)
- Voice, OCR bill, and UPI SMS parsing
- Triangulation verification engine
- Lender audit drawer evidence trails
- Standard API integration support
Institutional
Contact Enterprise Sales
Enterprise Scale
For commercial banks, NBFCs, and national aggregators.
Custom Pricing
Unlimited merchants & volume scaling
- Unlimited active merchants
- Custom dialect weights training
- Dedicated server hosting options
- Strict DPDP & RBI compliance SLA
- 24/7 dedicated support hotline
Lender Feature Comparison
Detailed mapping of support and data capabilities across different tiers.
| Underwriting Capability | Developer Sandbox | Growth Underwriting | Enterprise Scale |
|---|---|---|---|
| UPI SMS Validation | Standard | Reconciled | Real-time SLA |
| Linguistic dialect parsing | Hinglish Only | Hinglish, Tamil, Telugu | Custom Dialect Training |
| Invoice OCR Scanning | Not Included | Included | Batch Processing APIs |
| Audit Evidence Drawers | Not Included | Standard View | Custom Branding |
| Continuous Portfolio Alerting | Not Included | Not Included | Included |
| Support SLA | Community Only | Email (24-hour turnaround) | Dedicated TAM & Hotlines |
ROI Assessment
Reconstruct Your Operational Savings
By detecting discrepancies earlier and using conversational auditing to prevent overdue receivables, CreditGraph significantly lowers operational default rates.
Slide the parameters below to evaluate how much capital CreditGraph saves your lending program annually.
Estimated Capital Saved Annually:
₹9.0 Lakhs
Savings Calculator
Pricing & Integration FAQ
Common questions regarding queries, SLAs, and active billing thresholds.
What constitutes an "Active Monitored Merchant"?
An active merchant is any retail dealer or small business that submits transaction files, messages, or invoice updates to the CreditGraph engine during the billing month. Dormant historical profiles are stored for compliance audit records free of charge.
Are there setup fees or integration costs?
Sandbox keys are entirely free. The Growth plan has zero setup fees, providing access to standard API documentation. Custom integration engineering and custom dialect weights training are priced as enterprise add-ons.
How is conversational speech data charged?
Speech-to-text processing, NLU entity extraction, and invoice OCR document parsing are fully included within the standard active merchant rates. There are no variable charges based on the number of daily audio logs uploaded.
What happens if we exceed the Growth merchant limits?
If your monitored network exceeds 2,000 active dealers, your system continues to run normally. Additional active merchants are billed at a volume rate of ₹75 per merchant/month, or you can request an upgrade to Enterprise custom terms.