Building the financial truth layer for India.
We construct software systems that turn unstructured commercial dialogues into formal credit parameters, expanding financial access to millions of under-documented small businesses.
Integrate API NowOfficial Registrar Filing
PAN: AANCC9523G
Incorporated: 21 June 2026
Status: Active Private Limited
Reg. Address: Ambattur, Tamil Nadu
Our Development Roadmap
From zero-friction capture systems to supply-chain credit monitoring.
V1: Conversational Ledger
Live DeploymentSpeech-to-ledger entities extraction. Automated WhatsApp bot processing of Hinglish and Tamil billing inputs.
V2: Cross-Verification Engine
Live DeploymentTriangulation of voice records against bank receipts, UPI SMS notifications, and physical paper invoice photos.
V3: Cash-flow Forecasting
Staging Audit7-day predictive analytics and working capital gap alerts calculated automatically from ledger maturities.
V4: Lender Underwriting APIs
Closed BetaExplainable risk scoring, audit evidence trail drawers, and conversational AI analysts for credit committees.
V5: Portfolio Risk Watchdog
Under DevelopmentContinuous macro alerting (e.g. segment drops, geographical lags) across 25,000+ integrated merchants.
Our Founders
Experienced system architects building software trust engines.
Narayanasami Lokesh
Co-Founder & Core Tech ArchitectLead infrastructure engineer specialized in natural language processing and regional dialect speech engines.
Kaviyar
Co-Founder & Risk ArchitectFintech compliance auditor and designer of the CreditGraph multi-modal risk triangulation systems.
Request API Credentials
Integrate the CreditGraph engine into your existing loan management systems (LMS) or merchant credit verification applications.
Headquarters Registry:
73C 74C, 2nd Floor, Old MTH Road Spark Street, Ambattur, Tiruvallur – 600053, Tamil Nadu
Email: info@cenizasaitech.com
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